Q: Can an investigator who entered the Other World during the Movement Phase because of the Nightgaunt’s combat ability immediately cast Find Gate and return to Arkham, experiencing no Other World encounters?

A: Yes.

The Professor said:

SIGH.

Q: Why wouldn’t an investigator take out a Bank Loan, give all of his items and money to other investigators, and then default deliberately on the loan?

A: Although an investigator can gain a Bank Loan and give all of his money and items to another investigator, he cannot deliberately default on the loan. When a player is rolling for his Bank Loan during the Upkeep Phase, if he rolls a 4–6, he does not have the option to lose the Bank Loan. An investigator may not wish be without any money or items for an uncertain amount of time.

This makes sense, and it reduces the exploitability of the Bank Loan.

Julia,

    I'm sorry, my dear…but, you can see that I'm not impressed with their Monster Surges vs. Kate's Ability interpretation, so let me know what you think of how I'll play it (not surprisingly, of course, how quite a few folks will play it).

Cheers,

Joe 

eiterorm said:

O_o…  I always played it like that, and it's still super exploitable ;'D

The only thing that makes it somewhat less potent is that trading is now movement phase only (still, it's very exploitable if you're willing to sacrifice a turn or two of your game for 40-50 dollars, which usually comes back to you anyway, in the form of an elder sign and other time saving items).

The Professor said:

The Professor said:

P.S. Happy birthday, Prof :')

Julia said:

Well, you may notice a slight change to the A.H.F.C.L. rules page ;')

Avi_dreader said:

I said it reduces the exploitability, not that it removes the exploitability. ;-] I've always played with the rule that trading can only happen during the movement phase. I can't see why it would make much of a difference for the Bank Loan exploitation, though.

And spending the first few turns rushing for the bank, taking out a Bank Loan and dumping all your possessions on another investigator sounds rather boring to me. I won't play like that even if it provides my team with 40 dollars.

Thanks, Avi (I'm writing it here instead of the other thread dealing with Monster Surges and Kate).  as to the Nightgaunt…I completely agree with both you and Julia.  Nightgaunts will now stay for me (they hadn't in the past), but once you're thrown into a gate, your turn is over.  There's NO WAY someone is getting a free pass in the Other World.  Ever!

Oh, and it's not my birthday (which was back in October), but thanks for the well-wishes.  I am, however, "pinning-on" Lieutenant Colonel at the end of the week, as I'm a reservist in the Air Force.

Avi_dreader said:

Arcane Insight?

The Professor said:

Sure! As soon as I realize the subject of your asking ::laughter:: must be in another thread, gonna search for it right now

Avi_dreader said:

Absolutely. Now as soon as you have a Nightgaunt in play, not only you can use it as a teleporter for the nearest gate (saving Sanity by simply failing the Evade check) but you can also use it to avoid ANY encounter in the OW ::disgusted::

Plus, I still don't understand how is possible to cast a Movement phase spell after your movement is over

Avi_dreader said:

Football Club - Liverpool?

At least, I've seen all your names acknowledged :-)

The Professor said:

Thanks for supporting :-)